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Occupy Wall Street


Jamie_B

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[quote name='sois' timestamp='1318350696' post='1043791']
Can yall claerly define poor for me? That would help lots of my stance on this.
[/quote]


As defined by Health and Human Services...

[url="http://aspe.hhs.gov/poverty/11poverty.shtml"]http://aspe.hhs.gov/...11poverty.shtml[/url]
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Hmm... Well this is stupid then. We pay our flag football referees $20/game for 10 games on Sunday. If they worked every Sunday, that's $10,400. That's enough (almost) for a single person? Doesn't seem right. I don't like wages as a measure.

I'd change the definition to: Do you have your own dwelling and transportation and $x a week for food. That seems more realistic than this wage stuff.

If this is y'all's definition of poor, then people are just living beyond their means.
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[quote name='Jim Finklestein' timestamp='1318352269' post='1043806']
The government doesnt include debt. I'd argue that if you make 40k per year and have 100k in student loans, you might be poor. Or if as a result of layoffs caused by Wall St, you lost your job and had to live on Credit Cards and thus have huge credit card debt and 40k per year you might be poor.
[/quote]

Should the government count debt though? They didn't force you to buy that new car.
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[quote name='sois' timestamp='1318352257' post='1043805']
Hmm... Well this is stupid then. We pay our flag football referees $20/game for 10 games on Sunday. If they worked every Sunday, that's $10,400. That's enough (almost) for a single person? Doesn't seem right. I don't like wages as a measure.

I'd change the definition to: Do you have your own dwelling and transportation and $x a week for food. That seems more realistic than this wage stuff.

If this is y'all's definition of poor, then people are just living beyond their means.
[/quote]


22K for a family of four is pre-tax and pre-bills is 1833 a month. That isnt easy to live on.
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This whole Occupy ________ movement is the start of something, what I don't know just yet but if they keep at it and don't quit then eventually change will come. I think they will have to change up their tatics, they have to make these people they are protesting uncomfortable and truly understand where they are coming from because right now the people on Wall St. are mocking the protestors and their message, but they always say laugh now, cry later.
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[quote name='sois' timestamp='1318352525' post='1043807']

Should the government count debt though? They didn't force you to buy that new car.
[/quote]

That's why I put the examples in. And with the predatory lending practices that go on I am sure there are more examples where debt should be included. How about uninsured hospital bills. I remember reading somewhere that hospital bills account for most of the bankruptcies.
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[quote name='Jamie_B' timestamp='1318355100' post='1043824']


22K for a family of four is pre-tax and pre-bills is 1833 a month. That isnt easy to live on.
[/quote]

Yeah, those $'s don't sound like a lot to begin with and that is probly not considering any bills. I couldn't live on my current standard of living alone with that salary. Well maybe. No fun stuff though.

[quote name='Jim Finklestein' timestamp='1318357462' post='1043842']

That's why I put the examples in. And with the predatory lending practices that go on I am sure there are more examples where debt should be included. How about uninsured hospital bills. I remember reading somewhere that hospital bills account for most of the bankruptcies.
[/quote]

Yeah that sucks. I really don't know the answer. There has to be a distinction between intentionally not getting health insurance even if you can afford it cause you would rather have a 60" plasma and can't afford health insurance to begin with. However, no matter where you draw that line, someone innocent is going to get screwed and someone guilty is going to abuse the system.
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[quote name='Jim Finklestein' timestamp='1318362213' post='1043893']
Alan Grayson gets it.

[url="http://www.msnbc.msn.com/id/26315908/vp/44853715#44853715"]http://www.msnbc.msn...853715#44853715[/url]

Sorry I dont know how to upload video. Can someone show me?
[/quote]

You can only link youtube videos, the rest not so much.
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[quote name='Jamie_B' timestamp='1318358961' post='1043866']
$10,890 for a family of one.

No chance in hell I could live off that, even if I did what your people do sois and live with 20 other people.

:ninja:
[/quote]

Why can't you live on that?

And hahahahha about part 2 :)

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I just looked at the figure and it's kind of retarded. Financial planners recommend housing should be 28% at most of your gross income. For this level of income, you would need to find housing for $250 a month.

That is not realistic.

It seems the solution would be to make housing cost less and our economy would thrive. How can this be done? Think of ideas folks.

My first idea would be 80% tax on rental property income of a single family dwelling. AKA, you can't scoop up houses and rent them. Houses are not investments, I've always hated that behaviour.
Second would be 5% rental income on apartment income. So feel free to build apartments. However, I would also put in some regulations that ensure proper apartment maintenance or else heavy fines. No slum lords.
Severe restrictions on building permits. Why are people still building new houses in Vegas?
Mandatory tear down insurance on builders. If you build a development and leave it halfway done, someone needs to clean that shit up. Tear down insurance would create jobs and also clean up cities.

These two ideas should send home prices down.

So with that said, I would make another tax code change, losses on house sales for the next 3 years can be written off of your income provided it was your primary residence.
25% mortgage forgiveness on single family dwellings. This helps everyone, not just homeowners. People who want to stay in their homes can stay without feeling like their value has collapsed. Real stimulus. If the government is going to buy bad debt, at least buy bad debt that helps the people, not corporations.

7 AM ideas, yall think of stuff now.
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Oh man. I would sell my house right now if I could write off the loss.

[quote name='sois' timestamp='1318430438' post='1044184']
I just looked at the figure and it's kind of retarded. Financial planners recommend housing should be 28% at most of your gross income. For this level of income, you would need to find housing for $250 a month.

That is not realistic.

It seems the solution would be to make housing cost less and our economy would thrive. How can this be done? Think of ideas folks.

My first idea would be 80% tax on rental property income of a single family dwelling. AKA, you can't scoop up houses and rent them. Houses are not investments, I've always hated that behaviour.
Second would be 5% rental income on apartment income. So feel free to build apartments. However, I would also put in some regulations that ensure proper apartment maintenance or else heavy fines. No slum lords.
Severe restrictions on building permits. Why are people still building new houses in Vegas?
Mandatory tear down insurance on builders. If you build a development and leave it halfway done, someone needs to clean that shit up. Tear down insurance would create jobs and also clean up cities.

These two ideas should send home prices down.

So with that said, I would make another tax code change, losses on house sales for the next 3 years can be written off of your income provided it was your primary residence.
25% mortgage forgiveness on single family dwellings. This helps everyone, not just homeowners. People who want to stay in their homes can stay without feeling like their value has collapsed. Real stimulus. If the government is going to buy bad debt, at least buy bad debt that helps the people, not corporations.

7 AM ideas, yall think of stuff now.
[/quote]
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I would buy another house somewhere else, so it would be win win for everyone.

Someone else gets my house. Government gets tax money from the sale, i buy someone elses house and then in april I buy a new tv with the tax refund the write off got me.

[quote name='sois' timestamp='1318431058' post='1044191']
Vote for sois.
[/quote]
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[quote name='sois' timestamp='1318430438' post='1044184']
I just looked at the figure and it's kind of retarded. Financial planners recommend housing should be 28% at most of your gross income. For this level of income, you would need to find housing for $250 a month.

That is not realistic.

It seems the solution would be to make housing cost less and our economy would thrive. How can this be done? Think of ideas folks.

My first idea would be 80% tax on rental property income of a single family dwelling. AKA, you can't scoop up houses and rent them. Houses are not investments, I've always hated that behaviour.
Second would be 5% rental income on apartment income. So feel free to build apartments. However, I would also put in some regulations that ensure proper apartment maintenance or else heavy fines. No slum lords.
Severe restrictions on building permits. Why are people still building new houses in Vegas?
Mandatory tear down insurance on builders. If you build a development and leave it halfway done, someone needs to clean that shit up. Tear down insurance would create jobs and also clean up cities.

These two ideas should send home prices down.

So with that said, I would make another tax code change, losses on house sales for the next 3 years can be written off of your income provided it was your primary residence.
25% mortgage forgiveness on single family dwellings. This helps everyone, not just homeowners. People who want to stay in their homes can stay without feeling like their value has collapsed. Real stimulus. If the government is going to buy bad debt, at least buy bad debt that helps the people, not corporations.

7 AM ideas, yall think of stuff now.
[/quote]
Full of win...
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I like those ideas sois, but if I am going to vote for you I need to know you would use the full power of the government to either remove mike brown from ownership or restrict his involvement outside of simply owning the team thus stripping him of his GM title and awarding it to an actual GM.

Do that and you got my vote.
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[quote name='Jamie_B' timestamp='1318432741' post='1044204']
I like those ideas sois, but if I am going to vote for you I need to know you would use the full power of the government to either remove mike brown from ownership or restrict his involvement outside of simply owning the team thus stripping him of his GM title and awarding it to an actual GM.

Do that and you got my vote.
[/quote]

I like Mike Brown, I would take him out on the town, serve him the finest lady escorts, get him all coked up and have him sign over the team to me. I would let him keep his parking spot and his suite.
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