I wouldn’t say it’s smart or dumb to do what the Falcons did, but there’s a few examples of it working out in the NFL. The Niners stashed Steve Young for several years behind Montana and the Packers have also done it twice with Favre, Rodgers, and now Love. It all depends on how each guy plays and there’s no debate about the cost of doing things this way. It’s not just the guaranteed money paid to Cousins but also the lost opportunity cost of taking Penix to likely not play for a couple years. Rookie QB contracts can be extremely valuable and a top 10 pick at another position who actually sees the field also has major potential value. Given Cousins career to this point, he’s firmly in the above average category when healthy but he’s about to be 36 and coming off a serious injury. If he is ineffective or suffers injury again, this move definitely looks different. It’s also moot if Penix doesn’t perform whenever he gets his shot. Time will tell but there’s a decent chance the critics will be wrong in condemning this move.